Out-Of-Pocket Spending Almost 100% of Healthcare Costs – Experts
The Institute of Medical and Health Law (IMHL) has expressed concern that the increase in out-of-pocket health spending by Nigerians is worsening their economic situations and driving them further into poverty.
The Director-General of IMHL, Prof. Uwakwe Abugu, stated this during a press briefing ahead of the 2024 National Medical and Health Law Conference and the induction of new members.
He noted that the out-of-pocket spending on health by many Nigerians results from poor health insurance coverage and called for steps to address this trend.
He said, “Access to quality healthcare in Nigeria is largely determined by the funds allocated by the government.
“Many provisions of the law aimed at improving the healthcare system, such as the National Health Insurance Scheme, are now online.”
“However, despite these efforts, the healthcare system, particularly national health coverage, remains inadequate.
“Currently, out-of-pocket expenses account for almost 100% of healthcare costs. This is far from ideal, and we still have a long way to go in achieving our healthcare goals.”
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Speaking on the theme of the 2024 conference, “Advancing Inclusive Healthcare Through Specialized Ethical Standards in Nigerian Medical Practice,” Prof. Abugu highlighted the poor understanding of citizens’ rights in accessing healthcare as provided by the 2019 National Health Act.
He explained that the conference, which will feature the Nigerian Bar Association’s National President, Afam Osigwe, and the Founder of The All Rights Foundation, Jake Epelle, will explore ideas on how to promote equity and inclusivity in the Nigerian healthcare ecosystem.
“Inclusivity is the global standard for healthcare, and it’s essential that we adopt this approach in Nigeria.”
“Inclusive healthcare ensures that everyone has equitable access to quality health services, regardless of their health status, social standing, economic background, or any other factor that may lead to inequalities.”
“At our Institute, we’re passionate about promoting healthcare rights, and we have the expertise and professionalism to support Nigerians in this area.
“However, we’ve encountered a significant challenge: many Nigerians are still held back by cultural inertia, which hinders their ability to access and utilize quality healthcare services.”
Prof. Abugu also lamented that Nigerians are not seeking legal protection in cases of rights violations while seeking healthcare, despite the availability of free legal services provided by the institute.
